Timeline
6-8 MonthsTeam Size
10-12 MembersPlatform
iOS, Android, Web PortalIndustry
FinTech, eCommerceRegion
GlobalAbout the Client
Our client aimed to launch a buy now pay later (BNPL) solution that empowers buyers with checkout flexibility and allows businesses to boost conversions and build customer loyalty. They needed a safe, seamless option for users to inquire about installment plans, review payment information, manage repayments, and check out, without any tedious financing processes.
As a result, we developed a BNPL app with advanced functionalities like flexible payment options, instant approvals, secure transaction processing, a repayment tracker, payment history, and real-time notifications. This BNPL solution is easy to use and flexible enough to scale, enabling us to deliver a dependable and user-friendly payment experience.
About the App
The BNPL app is a digital financing solution that allows customers to make purchases immediately and repay the amount through flexible installment plans. It creates a simple checkout experience where users can explore eligible payment plans, understand repayment terms, complete transactions securely, and manage their payments from one centralized platform.
The app comes with advanced features such as instant eligibility assessment, flexible installment configuration, automated repayment schedules, real-time payment tracking, secure payment integration, spending limits, transaction history, and smart notifications. A dedicated merchant dashboard also helps businesses monitor transactions, manage customers, track repayments, and gain better visibility into their BNPL operations.
Feature Set of FractaPay Project
Technology Stacks Employed
Modern tech stacks are used to build scalable, high-performance apps tailored to client requirements and industry standards.
Front End
FlutterMerchant Integration
React SDKs + Shopify
JavascriptBackend
Go (Golang)
JavaDatabase & Ledger
PostgreSQL
AWS Quantum Ledger DatabaseKYC & Identity
Plaid
SentiLink 
Jumio Payment Gateway
Finix
Stripe Custom AccountsCloud & Security
AWS
Cloudflare Typography
We have carefully chosen the fonts and their arrangement to clearly define the brand voice, adding a unique touch to the visual identity.
Color Palette
We developed an aesthetic and attractive color palette that perfectly aligns with the brand identity. The warm, inviting color tones encourage customer engagement and complement the brand's visual language.
Wireframes & Design
We crafted high-fidelity wireframes and user-centered UI designs focused on providing clarity and frictionless onboarding. Every screen and checkout flow was meticulously prototyped and tested to ensure a seamless, transparent buy now pay later experience.
End Result
The project culminated in a sleek, user-friendly app with intuitive navigation and enhanced functionality, delivering an exceptional user experience.
Give Your Customers the Payment Flexibility They Demand
Deliver a frictionless, instant-underwriting checkout experience that builds trust and keeps shoppers coming back. Let’s collaborate to build a scalable, low-latency financing platform customized for your market.
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